Dayton Ridesharing Accidents (Uber and Lyft)

Many Dayton residents rely on rideshare apps, such as Uber and Lyft, to help get them around the city without a car. While these apps may be reliable, they are not exempt from accidents. If you are involved in an accident while in a rideshare vehicle, you may have to navigate complex insurance processes to receive compensation.

If you suffer injuries in a rideshare accident in Dayton, please contact Elk & Elk immediately to discuss your options for compensation.

Elk & Elk Can Help You

Our clients choose Elk & Elk to litigate their lawsuits and insurance claims due to our success record and affordability.

  • Our attorneys have over 50 years practicing law and have secured over $1 billion in settlements over our years of operation.
  • Our firm operates on a contingency fee basis to reduce your out-of-pocket costs – you do not have to pay any legal fees unless you receive a settlement.
  • Our attorneys will not hesitate to use our resources to help investigate your claim. We will hire medical experts, reconstruct the scene, interview witnesses, and more.

Who Is Liable for Rideshare Accidents in Ohio?

Uber and Lyft attempt to rid themselves of as much liability as possible. They designate their drivers as independent contractors rather than employees, which limits their liability in accidents. However, you can file a claim against the driver of the vehicle responsible for your injuries and the company itself.

  • If the Uber or Lyft driver was not using the app when the accident occurred, the company will not be liable for the accident. The drivers are technically not working during this stage.
  • If the driver’s app was on during the accident and he or she was working, you may receive coverage from the driver’s insurance policy and the Uber or Lyft company insurance policy.
  • If you are in the vehicle when the accident occurs while the rideshare driver was on the app, you can receive coverage under Uber or Lyft’s insurance policy.

Insurance Considerations for Rideshare Accidents in Ohio

Since Ohio is a fault car insurance state, the insurance company of the driver responsible for the accident is liable for covering your medical expenses, lost wages, and other damages. If another driver caused the accident, you will have to go through his or her insurance company. If the rideshare driver was at-fault and not on the app when the accident occurred, you will have to go through his or her private insurance.

However, if you are in the car at the time of the accident and the rideshare app was on, you can receive Uber or Lyft’s $1 million liability coverage. This coverage can help compensate you for your medical expenses and other damages. However, Uber and Lyft may go through great lengths to prevent you from obtaining this insurance, from denying responsibility to using the independent contractor clause.

Why You Need an Attorney for Your Uber or Lyft Claim

Navigating an Uber or Lyft accident aftermath can be a challenge, especially when it comes to dealing with insurance companies. An attorney from Elk & Elk can greatly assist you with this process. We are familiar with handling rideshare accident cases and negotiating with insurance companies.

  • Our attorneys will be able to review the circumstances of your case and identify which insurance companies to negotiate with for compensation.
  • Our attorneys have the skills necessary to meet these companies at the negotiation table, evaluate the offers they make to you, and negotiate for higher settlements.
  • Our attorneys have the resources available to launch a full-scale investigation into your rideshare accident claim, crafting a compelling case to fight for your compensation.

Call Us Today

If you need an attorney for your Uber or Lyft accident in Dayton, Ohio, look no further than Elk & Elk. Our attorneys will guide you through the litigation process from start to finish. Contact us today to schedule a free consultation and discuss your legal options.