Frequently Asked Questions About Workers’ Compensation
Q: What is workers’ compensation?
A: ” Workers’ compensation is a state-mandated insurance program that provides compensation to employees who suffer job-related injuries and illnesses. While the federal government administers a workers’ comp program for federal and certain other types of employees, each state has its own laws and programs for workers’ compensation. For up-to-date information on workers’ comp in your state, contact your state’s workers’ compensation office.” (Source: Nolo.com)
Q: When would I need a lawyer?
A: While this is by no means a complete list, the following situations would call for a workers’ compensation attorney:
- The employer denies you were injured on the job.
- The insurance carrier has denied you benefits.
- You cannot get the medical treatment you need.
- You aren’t getting paid.
- An insurance adjuster promises benefits or care that never arrives.
- A lawyer for the insurance company wants you to take a deposition.
- In an attempt to sue a third party, you represent yourself and are confronted by someone on the other side who tries to take advantage of your lack of legal training and knowledge.
Q: How do I file a claim?
A: An injured worker can file a claim by completing the First Report of Injury (FROI) and mailing it to any Bureau of Workers’ Compensation (BWC) service office, or the FROI can be completed online.
Most Ohio workers’ compensation claims are filed by a managed care organization (MCO) after being notified of a work-related injury or occupational disease by a health care provider or employer. If you have been treated for a work-related injury, a claim may have been filed for you already. To check this, you may contact the BWC. (Source: Ohio Bureau of Workers’ Compensation)
Q: Who can file a claim with the BWC?
A: Injured workers, employers, authorized representatives and designees can file claims with the BWC. MCOs and medical providers can also file claims.
Q: Why should I choose Elk & Elk to represent me when I’ve filed a workers’ comp claim?
A: Considering Elk & Elk’s stellar, 50-year history representing victims of all manner of workplace injury – including loss of life and limb – choosing us to handle your employment injury claim is a no-brainer. You need a highly skilled, well-informed and well-prepared lawyer with the resources necessary to take on the most skilled workers’ comp defendants and their lawyers. You need to see that your rights are protected and you are able to get your life back on track as 9soon as possible following an on-the-job injury. That’s why you should choose Elk & Elk to represent you in the event of a work-related injury or death.
Call 1-800-ELK-OHIO to schedule a free consultation if you have questions about workers’ compensation
To learn more about workers’ compensation or other potential sources of compensation, call the Elk & Elk employment law attorneys. Call 1-800-ELK-OHIO or contact us online to schedule your free consultation.